Goal Setting is deciding the end-point of your planning exercise – determining where you want to go. The more tangible your goals, the easier it is to plan for their realization. Begin by listing both your short and long term financial goals. Short-term goals are things you want within the next five years – a […]

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Every time a person looks at his / her portfolio there is likely to be some regret: In Dec 2008 you wished you were more into cash and in 2009 you wished you were more into stocks. However one thing is certain – the most disliked asset gives very good returns..depending on how you look […]

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I am normally against loans for buying things – all my blogs say that. So if you think I am breaking my own rules, well let me clarify. I will give you reasons for NOT repaying the loans in a hurry. The reasons are simple: 1. We will continue to inflate, so if you have […]

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