For the past 3 decades (at least) YOU have been told by us (media) that there is ‘good’ debt and that there is ‘bad’ debt. Good debt is a beautiful concept ‘created’ by lenders with a great, benevolent image to say that: interest rates are low it is tax deductible and it is used to […]

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Ha to be in your 20s and just starting out! You are a newly qualified CA, MBA, Engineer, Graduate…..out in the big bad world and all alone! Welcome to the world of finance. Most of us start life having a very hazy idea of what is finance. Even if you are a CA or a […]

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In the Indian markets when one asset class is losing, other asset classes also catch up fast. So if you think you have invested in real estate, equities and debt – you may not be diversified enough. In fact if you have diversified across asset classes at all points in time, one of the asset […]

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I am sure you are all dying to hear what is this word…..well the word is NO. Nahi chahiye. Nyet. Nein. Vendam. Nako. Nathi Jothu. Do not want….. the single word is NO. When I was reading an article recently I saw an article with similar headlines…it was an article in Newsweek and it said […]

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