The kind of personal financial help that you get from professionals leaves a lot to be desired. This is true in US and UK. In India of course you only have sales people – and caveat emptor prevails. You need to know what you are buying. However in countries which are far more law minded […]
Recently I rounded up 10 friends and asked them to gjve a hurdle rate that their investment should give. Most of them had 8% for debt instruments and an amazingly fantastic range of 12% to 40% when it came to equity. Some of them BELIEVED that real estate HAD already given about 24% return over […]
If you do not know who is paying your financial planner, take heart, you are paying a much higher price than you want to. Frankly it does not matter what a person calls himself / herself. If a person says ‘I will spend time with you and make a financial plan, and I will charge […]
Here are some questions: i have already answered them in earlier posts, hence just connecting..sadly wordpress is not working well…and I am not able to link it..please cut and paste the links on the browser and it should work… 1. Subra I agree that short term predicting of markets is difficult, but some of these […]
When you go to a doctor, he looks at you and suggests some tests. Once the reports are out, he calls you for a ‘consulting’. Then he tells you: Mr. A it is all stress. You look at your wife sitting next to you….and almost say ‘see it is all stress’. What is wrong […]
Clearly inspired by Aamir Khan’s program on doctors… Sorry I do not have the reach of an Aamir..but would be happy if you write in with your problems. I can assure you that the cxo of the company that cheated you will hear about it. If it is a psu, please excuse me….i do not […]
You may have read it earlier. Elsewhere or here itself. It may have had a different title, but the principles remain the same. Let me tell you the MOST important investment steps: 1. Learn, know and Understand YOURSELF: This is not so simple. Just too many people I know will say ‘I have to make […]