There are many people who ask me “is this a good time to be investing”. I counter this by saying “Anytime is a good time to start a SIP”. Let us see what happens to people who want to pick up stocks / shares and keep it for a long time. Should long term investors […]
There is no ONE way of building a retirement corpus! Retirement planning is almost like a religion, there are many sects, sub sects, protestants and of course there are the atheists…. Here is one method which has worked very well for a friend. However let me add that he is a brilliant stock picker, has […]
India is a savings country. It suits the government very well. Most Indians keep the money in banks, national savings certificates, Kvp. Of course to ‘save’ Income tax they put the money in LIC. When the government gets cheap money it is happy. Of course these days it needs the equity market also has to […]
Ralph Nader said about General Motors long ago. I am saying this about the Indian Equity markets, now. The problem with investors, wannabe investors, scared of the market investors…is they keep learning, but most of the times the learn the wrong lessons. ‘I have made money on ESOPs’: Well if you had Esops of Indiainfoline, […]
There are so many listed banks that it is not funny. Sadly most of them have the same (not even similar, same!) business model. Open more branches, appoint relationship managers, do third party sales – mutual funds, life insurance, real estate,…etc. Hopefully the interest rate spreads will make some money, the 3rd party products […]
Attended a gyan session by a fund manager who said why we should be buying equities NOW. Of course I have never heard any fund manager say ‘do not invest now, markets are overheated and over priced’. Never. NOR do I hope to. After all in an aum based rewarding system even vegetarian fund managers […]
It is not easy to give simple advice. It is ever more difficult to follow them. Simply because if you do follow them and make money, your MAIN assumption in life ‘what is complicated is good’ is shattered. Ok here are some old nuggets which I have said in the past, saying it now, and […]