Hey the agency model is NOT working. Well it is not working as it was intended to at least. A group of people start a bank. They work in the bank. Then they appoint employees to work there. They appoint qualified people. These people are supposed to be moral, ethical, ….etc. These people cheat. They […]
This is one of my most popular write ups..which appeared in Money-Control sometime in 2006. It is about how much life insurance does a person need. Of course like the ad says…we all have ‘Kam insurance lene ki bimari’ so read on… “Does my family really need Rs. 4 crore on my death?” When I […]
When an insurance advisor approaches us, we are normally not in too much of a mood to buy life insurance! So when you are short of money, or if you (or your spouse) have lost your job the first casualty is the life insurance premium! You have just joined the 500,000 people who have lost […]
Many of the life insurance policies sold in the past 3 years may not see the “logical end” of the policy as perhaps intended. In the United States of America the endowment plans are called “permanent” policies. A high percentage of existing “permanent” insurance policies will not make it to the finish line. They will […]