When an insurance advisor approaches us, we are normally not in too much of a mood to buy life insurance! So when you are short of money, or if you (or your spouse) have lost your job the first casualty is the life insurance premium! You have just joined the 500,000 people who have lost […]
Last week I was speaking to a cousin who has just retired – and is likely to get a few million in retirement proceeds. Make no mistake she is rich and not really dependent on this amount of money. Her husband earns very well and they are what can be called “upper middle class” by […]
What is Critical Illness Insurance? It is customary for most people to be covered with life insurance. Most people who have taken loans or are generally well informed understand the need for life insurance and hence have acted accordingly. However there are some important risks in a persons life – early death (covered by life […]