Charity for me has always been charity related to kids, and preferably related to education. When i see organizations like akshayapatra, Isha Vidya, Aid India,..I am amazed at the kind of work that they do. It is humbling to see (for example) akshayapatra fed a million plus kids a day (million is just a statistic). […]
People outside the financial industry may not realise the ails of the industry! Let us look at the brokerage industry. Not long ago – circa 199o even until 1999, brokerage rates were falling but still was about 2% per transactions. Then the corporate sector war started – chasing the top line to come out with […]
Last week Business Standard wanted to use one article from my blog..I was happy..and would have been happier if they had said….article by P V Subramanyam, Chartered Accountant, who runs www.subramoney.com… but they decided to say P V Subramanyam…Certified Financial Planner… well I am P V Subramanyam but not a financial planner..and that too not […]
For most readers of my blog this is an avoidable post. My simple, sincere, honest advice is stay away from options. However there are some die hard borrowers (leverage lovers) for whom options are tempting…and many times fatal. Options are risky is a right statement for investors. However if you are a trader who holds […]
The advantage of running a blog and doing some training is you meet people of various types, shapes and sizes. I meet people who have made immense amount of money in equity markets (upwards of Rs. 20 crores), people who are die-hard market timers (some have done well so somewhat debunking the theory that no […]
This is from experience – the advantage of meeting 5000+ people is enumerated here 🙂 1. Have a realistic expectation from the financial planner 2. Know what to expect from a planner 3. If you do not have your data in an organized manner, the planner is not likely to spend time organizing it and […]
http://www.subramoney.com/book-written-by-me/ Surely when somebody approached Mr. Dinanath Shinde and Mr. Afzal Maknejia for buying life insurance, they must have said: a. I do not need life insurance or b. At my level I cannot afford life insurance. Agents hear this day in and day out. Little did they realize that a drunk Nooriya Haveliwala would […]