Bucket theory of portfolio management….i hope you have heard it. Instead of saying what it is, let me describe a case study – and you will understand it better! Mr. A is a retired person (retired means does not do any activity to earn money, and he is fully dependent on his portfolio for his […]
It is lonely at the top…but surely Hdfc will not mind it. Hdfc Mutual fund became the biggest mutual fund and toppled Reliance to reach that position. Hdfc in most businesses is like the proverbial tortoise…Slow and steady, plod, plod….but once you reach there stick to that position! So Congrats Milind Barve and team for […]
End of the road for gold? No, surely not. However it is time to be cautious for sure. What are the risks in gold? Or is it that there are no risks at all, as some readers would like to believe? Well let us look at some of the risks: 1. It is not an […]
Many people who think they understand risk do not understand risk coming from completely unexpected sources. I do not mean some 50% market crash – one is reasonably prepared for a market crash, but something else. – What happens if the government withdraws medical cover for retirees of government organisations? -What happens if PPF is […]
The US being downgraded from AAA to AA+ is being touted as a huge and big event impacting the world economy. It is exactly like a cancer patient in ICU dying. Yes if he is a relative, the eyes do get moist. If he is very close, you might even feel devastated. However the day […]
Honest to God, this conversation is not an exaggeration. Please read it, and tell me how useful this advise was: Anchor: Sir, when buying insurance should you buy insurance or an investment too. Expert: Well you should look at all the features. Normally people buy life insurance to get the 80C benefit. Which means in […]
I get kinda irritated when the kids I teach ask me questions for which they can find answers on the web. What is a hedge fund and what is a mutual fund is a question that I have been asked a zillion times..so here is an attempt..I hope you like it..expect it in the next […]