Most financial planners and personal portfolio managers are questioning their basic assumption of asset allocation. In the year 2008 asset allocation failed. This of course is their conclusion based on a set of data. Data is accurate but the conclusion seems to be a little flawed. In the years from 2002 to 2007 (when Mr. […]
this is an edited version of an article that appeared in the Wealth column of moneycontrol You might find it difficult to believe that the best channel to watch for learning about investments is not ET Tv, Utvi.com, Cnbc, Zee business, Sun tv but Animal Planet. Read on..you will know why! Considering that investor behavior […]
This is not a debate on whether you will live long or not live long. It is simple and easier to assume that you will live long – pretty long if you ask me. If your grand parents are pushing 85, your father is in his 2nd innings, but still holding a job at the […]
When it’s time for you to retire, will you be able to afford it? Every person you see working beyond the age of 59 is worried about his or her retirement. Almost all the research conducted on the subject over the last few years shows that most individuals are unable to demonstrate financial readiness for […]
Last week I was speaking to a cousin who has just retired – and is likely to get a few million in retirement proceeds. Make no mistake she is rich and not really dependent on this amount of money. Her husband earns very well and they are what can be called “upper middle class” by […]
If you pick any book on investing you will find the following steps to financial “Nirvana”: 1. Have a plan 2. Make a budget 3. Save regularly, and then invest regularly 4. Know your risk profile 5. Understand asset allocation – and stick to it like a discipline 6. Review regularly. I have no doubt […]
Are we in a bear market or in a bull market? Frankly nobody has been able to answer this question when the market is on! 3 months or 6 months later everybody will tell you that “May 2008 to Oct. 2008” we were in a bear market, however now we are in a bull market. […]