Normally resolutions are made at the beginning of the year or on a birthday…however here are some resolutions that an investor can take / do any time: 1. I promise to reduce mutual fund costs: If you are in a diversified mutual fund which charges 2.5% (max) shift to some scheme which charges less (say […]
There are some deep beliefs that you cannot question. Let us say the scientists in the world believed that the world is flat. It means many years of research including greats like Aristotle who had not said anything to the contrary. So if I were a scientist in that era and a few guys like […]
I will also do a story saying that the IFA is doomed…and have done one already. However when I say IFA is king I mean there is a huge market of IFAs to whom you can sell. Obviously like all customers the I F A too will buy based on Greed and Fear. The Greed […]
Now that there are more than 1100 readers on my blog regularly…the Google data analysis makes interesting reading. What i find amazing is the fact that people from 208 cities monitored by Google come to the site. Even assuming 10-12 of bounce back, it still means close to 200 cities have people who know about […]
There is an alphabetic soup in the financial qualifications – and there are many animals out there. Most first time investors (and some veterans too) are legitimately confused about their role so here is a lesson 101: Financial planner: supposed to know everything about you PERSONALLY so actually called ‘personal financial planner’ who helps you […]
Last week I happened to meet a lady who is an IFA. She has been selling LIC policies for the past 10 years and has also added mutual funds, government schemes, general insurance, to her portfolio. She lives in a society that has about 130 houses and many of them are her customers. She does […]
http://www.subramoney.com/book-written-by-me/ Here is part 1 of an article I wrote for Money Mantra… How to select a good mutual fund. Selecting a mutual fund for investing is a very important step indeed. It is not just important it is crucial. However it is the second step, not the first. It is surprising at the number […]