Last week there was a form to be filled..and I was asked to think of two names for each of these qualities. When it came to honesty there was a catch – it had to be a person below the age of 50. I just could not go beyond ONE. It had to be a […]
In the pipeline is a book for the young. …by young I mean the 23-40 year old. If I am writing it, it obviously is regarding wealth. Though I will be putting in a couple of chapters on controlling expenditure, how to borrow, it will of course concentrate on CREATING wealth. Specifically WHAT DO YOU […]
1. Suddenly many jobs are being lost: Remember slowing down, closing down are not words that happen only to somebody else! It happens to the best. Only your salary is certain, the variable salary is really variable. I now know of several people who are EARNING about 60% of their claimed CTC. The variable […]
Thanks to a book on retirement and many sundry articles on retirement planning….and people realizing (perhaps) my limited ability to talk on other topics….we do end up talking a lot about retirement. This is how they react…I have a little conveniently summarised them as follows: people in the 20s – ‘what are you talking about?’ […]
These are some wealth observations – learnt from observing, copying, reading, experiencing,….the following learnings are worth reading about: 1. High Income does not always translate to higher wealth: Unless you create income creating assets which grow at a rate greater than inflation, you cannot get wealthy. Simple Income has to be spent and then used […]
With the zero load in mutual funds it is perhaps not too wrong to expect that many fund advisors will get out of this business. I am not sure whether this is a correct assumptions but it is a logical one. Will it really happen? Let us see. There will be many people in the […]
http://www.subramoney.com/personal-financial-planning-workshop If you belong to a category of people who mix personal relationships and business relationships, welcome to being an Indian! However there is a marked change happening – and there is no age group which is changing. Let me give you some examples. I deal with a person who heads training in a Wealth […]