Parroting ‘time spent in the market is better than timing the market’ is done by many journalists especially in the financial sector. However it does not giving the following advise: “It is your money. So if you are nervous about the market move into cash” When there are dark clouds, when you are feeling sad, […]
Thanks to the media most people know about SIP – Systematic Investment Planning. Of course the basis of SIP is rupee cost averaging (or dollar cost averaging as an international website would call it). Rupee cost averaging is a series of equal rupee investments made at regular intervals. It sounds simple to do so most […]
I recently read an article in a magazine saying that equity investments are easy to handle. It said you should invest in equities – and sell when you reach your level of expected return, then wait for the next bear market. I think it is an amazing idea, but misses the point completely. Let us […]
In a training class there are some of the few questions I cannot wish away. Let me name a few: 1. What will happen to the market in the next 12 months? 2. When will the market reach 21000 again? (they mean Sensex) 3. Is the fall over? Will it start rising again? When? Frankly […]
I have answered this question millions of times in my training and teaching sessions. And there are no clear answers. However students who ask this question need to understand that being ethical may be an end in itself. If something is an end in itself, how does it matter whether it should be done or […]
about 10 days back did a program on Utvi on behavioural finance…here is the transcript. http://www.utvi.com/personalfinance/financial-investment-india/15714/investing-sans-emotion.html# – is where the original is, for the others, here it is being reproduced! Investing sans emotion UTVi News Desk Published on Dec 18, 2008 MUMBAI: Leaving emotions out of your financial decisions is tough. After all, it’s about […]