C: Subra I just have an exciting plan from BDE life insurance company….! Subra: Say you do not need it. C: How can you be so rude, you have not even heard about the product.. Subra: Say you do not need it. C: arre baba, sun na..product ke bare me…(I guess he concluded I could […]

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Those of whom who watched Kaun Banega Crorepati (KBC) would have seen a guy coming from a Rs. 1 crore prize money to Rs. 3.2 lakhs inĀ  a jiffy! It is an amazing story of luck vs. skill. I keep telling this to my class – if you are standing in the Melbourne pitch with […]

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While doing a risk review of a portfolio, I stumbled on a portfolio with 55 mutual fund schemes and 52 direct equity investments. When the investor asked me what was the risk, I said there was ‘concentration’ risk. I also told him he was running the risk of ‘over-diversification’ . He asked me to speak […]

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