I recommend a disproportionately high amount of money to be held in cash and cash equivalent. For example, I would have more than a decade’s household expenses in cash and cash equivalent. Normally, this is the best way to prepare for a recession. If you are, say, 30 years of age, it is foolish to […]

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I have done such articles earlier, but this is on the basis of a request by a young boy (about 22 years I presume) asking me about running and about starting to invest! So here it is… Investing and Running are both individual sports! Well, unlike say badminton or tennis, you do not need a […]

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Money is to be earned, Rich is a feeling, but you have to go and Create Wealth! This is the noblest and Sincere effort that goes into creating Legitimately created wealth. On the road to creating wealth you start living and behaving like a monk and people say “why does he need so much wealth” […]

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Every post by every finance person is to sell you something! So I am here trying to sell my books, advertisements on my blogs, ads on my YouTube Channel, seats in my training class. Is there any “free” blog? No.  Every written word, blog, video log, oral communication, media appearance, seminar, webinar, Instapost, wassup, email, […]

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The Covid-19 has created panic like never before! Yes, I know that WW1 and WW2 were bad, but for people born around 1940, this is perhaps the biggest ‘public crisis’ that we faced. Now I am sure you are also inundated with requests for charity. How have you reacted? I can tell you how I […]

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This is just a click-bait. I am going to talk about something else. First of all, let’s understand the risk in becoming a doctor. A driver starts his career at age 18 when he gets his license. A doctor starts training /education to be a doctor at the age of 18 and goes on for […]

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A few Years ago I had addressed a bunch of Pilots – for an IFA. When one of his employees saw the figures, she said “Pilots are so over-paid”. That set me thinking about how people are compensated. For example, an auto-rickshaw driver has no need to educate himself – all he needs is to […]

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