When I say parents put kids in EMI traps, I mean the guys (like me) born in the 1950s, 60s whose children have started earning….and sadly turn to their parents for advise. Well it happens like this… A guy born in the late ’70s or early ’80s starts earning. He first goes and buys a […]

How many times you hear people say “Meditation has changed my life” or “Running has changed my life”. Is it true that meditation, running, cycling or going to a gym can change your life? Well it is the whole process that helps – not just the act itself. Let us say you start meditating 3 […]

Handling a single parent is not easy, especially if they are suspicious or vengeful. Here read this…and then watch the video. I am sure that there are many many solutions…I have suggested one such solution. Feel free to modify this in the comments section… Hope this email finds you well.I wanted some advice,  not on […]

Most of us would make money (or lose money) based on buying some share. Let’s say you see the end of Covid-19 scare and bet your money on Indigo and buy the share at Rs. 1400 and in a few days’ time you see it at Rs. 1780 – and feel happy about it. However, […]

I have some life and wealth gyaan which do not really fit in anywhere, hence a separate post…. Wealth is a Mindset – not a sum of money! I met a taxi-driver who knew that the next way to break into the wealth mindset was education. 2 sons were engineers – one was now pursuing […]

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So you want to buy a house? I had done such a post long ago. Here is a formula which I have arrived after a long time as a finance professional. Most of these rules were part of the mortgage business in the 1980s and even 1990s. However as the greed of the lender (and […]