My attitude towards risk is simple: A lot of my money is now got into the risk free territory. These are blue chips bought at a very low cost, huge dividend moat, and PPF. So do I take risk now? The answer is yes of course, but in micro bites. I would buy say 200 […]

Get this straight. The media plays an important role in YOUR life, so learn to use it sensibly. When there is some event which can grab TRP media plays it up. IT IS THEIR JOB. However it is your job to remain calm. Let us say the Coast Guard blows up a small boat. The […]

As human beings we do not understand risk much. Our brain gets excited when Tragedy is combined with Mystery. And we have no clue of what is tragedy. The Jury is still out on whether death is a tragedy! We worry about ‘risks’ that hit us suddenly, in big numbers (air crash), mysterious (nuclear leakage), […]

Normally you think there is risk (income risk) only when you are in business, right? What can be the risk if you are an employee? risk of losing your job (you can find another one), risk of your company closing down (another company will give you a job)….so really a person in service does not […]

I am sure the title has confused you. Totally, I hope. Recently a friend posted on FB his achievement of running 30km on a hot and humid day without drinking any water. I just did not understand what he was trying to prove, and to whom! When you take a risk you need to get […]

If your financial planner told you “The longer your time horizon, the more stocks you should own”. You need to tell him “Time isn’t everything. You must also consider I am a broker in the life insurance business!” It’s one of the basic rules of thumb: The more years you have to recoup losses, the […]

When a 24 year old girl keeps all her money in savings account / bank fixed deposit, you know what drives her. Its fear. When a 54 year old is worried about his total corpus available, but will not invest in equity markets, you know what drives him. Its fear. When a 73 year old […]