the question that I ask everybody…and almost nobody has an answer… ‘what if you lived longer…longer than 65 or 70 or 88 or 92? well Vipin Khandelwal has also asked this question and his answer is here. Yes it is a little different from what I would have said…but it is in line with the […]
I have decided to ask questions on my blog so that I know what topics I should write about. I am sure this is not a new idea, and many bloggers would have done this…I would prefer that you ask the questions on the blog itself..if you ask in FB..it gets lost. If you cannot […]
‘Sir I actually wish to save more, but am not able too – my current expenses are too high’ – a common refrain especially from those people earning EVEN Rs. 18L CTC. That set me wondering…so here is an article… We spend most of our money using electronic gadgets – online, credit cards, debit cards, […]
What lies do we tell ourselves about our retirement plans? I have a pension by my employer: even assuming that you have a nice indexed pension from the government, be ready for the indexing vanishing in a few year’s time. Once the burden becomes too big the bureaucrats will find a way of reducing the […]
People who are planning their retirement (that means all of us including those who are retired) must ask themselves a few questions…let me enumerate a few: Is your retirement by choice or by force? If you are an employee the chances are that you will be forced to retire at the retirement age – which […]
I meet a lot of rich people. Stop fooling yourself, you are rich. In this country if you have studied in college, live in a proper house, and have 2 meals a day, you are rich. Not middle class as we all love to pretend. So these people have a few brilliant ideas..let me address […]
Maybe because I am seen as a retirement person, but every 55+ year old I meet asks me this question: “Should I sell out all my equity by the time I am 60 or should I keep some equity well into my retirement?” And I actually have no clear answer for this question. I have […]