Subra, I have invested in a pension fund, an equity fund and a balanced fund for my Retirement. I do not like the value of my whole basket fluctuate – should I shift to a debt oriented basket? Fluctuation scares me, help! Answer: Your question is not unique. Many (most?) people I meet have this […]

If you are in your early 50s, you are already planning about where to stay once you retire, what to do, etc. However, if you are in your 20s or early 30s you could play an active role in planning retirement for your parents. Not only will you feel more involved in their retirement, but […]

What are my biggest worries about most retirement portfolios? Well let me tell you some of them: starting to invest late: The 24, 34 and even 44 year old does not understand the power of TIME on their portfolios. So there is a tendency to start late – they keep postponing the starting. underestimating how […]

Retirement Planning – sounds very intimidating to many people. However, like all long journeys it begins with a small step. First of all you need to accept that you will retire, and like all events in life the person who is better prepared will face it better. So retirement planning can be made to look […]

Are you in Denial mode regarding your retirement financial needs? I cannot comment for every one, but too many people I meet are in denial about their financial needs for retirement. Most of us do not want to accept that we will buy 3-4 washing machines, air conditioners, refrigerators, maybe about 2-5 cars, at least […]

Suppose you want to go from place A to place B. Let us assume that the total cost of travel is about Rs. 600. Will you set out of the house with exactly Rs. 600 in hand? No? how much are YOU comfortable with? Rs. 4000? Rs. 5000? Will you step out with Rs. 5000, […]