I get this request very often. Maybe 100 times in a year if not more. I do train a lot of IFAs and bank RMs, so I should be able to connect the two, right? Wrong. I am myself not sure about who to recommend. I can name some very knowledgeable people here who I […]
There are many things that an IFA has to be doing, and many things that he should not be doing…lets look at the things that he must be doing. For Financial success in life a person needs to do a few things right. First of all he has to have capital to invest – either […]
Except if you are in government service and have a nice subsidy for everything in your life and have a pension, there is financial tension. The Indian Finance industry is no exception, and as in every industry, the most threatened person is the LOWEST person in the chain – the IFA. All mutual funds keep […]
Q. We are considering purchasing child life insurance (Ulip) for our little girl. We have been reading various articles in the media and are seeing a lot of different views on this. My husband told me that you do not answer specific queries, but I still took my chance. What are your views? A. No. Nein, Nyet, […]
This is surely just a ramble. I did not even know whether to call it learning, rules, diktats, …or just a ramble by an old investor, but hey here it is…. Make mistakes – write down what went wrong, make quick small mistakes, laugh at them, make it when you are young, and most importantly […]
I address doctors about managing their finances. No, I do not talk about the business finance for doctors (hell, nobody has asked me to), but it is personal finance. However, privately many of them have told me that they are always approached for free advice. I guess if you are a specialist you are lucky, […]
“The figures don’t lie”, however ‘liars figure’ a way of telling the story. This is a saying I have often uttered over my career – a career spanning investing, brokerage, advisory, and of course audit, law and equity research. An occupational hazard of a career in the personal finance industry – in training and blogging […]