Sebi has come out with a circular to say what is mis selling and making misselling a fraud. As usual somebody in the ivory tower looking at the battle field with telescope of good intentions. To me it looks like the Centre’s law against child marriage – the act is old, and the activity is […]
‘Sebi does not do anything to protect the small investor’….correct? Me: Sebi DOES MUCH MUCH more to protect the small investor than what the INVESTOR HIMSELF does to protect himself. The small investor invests in Hdfc top 200 because Subra says ‘Top 2oo’ is doing well….or Sandeep Shanbhag says it is doing well…..of course there […]
I get at least one call a month saying…..somewhat like this: “My ………..(father, mother, brother,….aunt) has died and has left a motley group of shares, fixed deposits, mutual funds, bank accounts, …do you have somebody who can handle all this?” “Actually I do not think it is worth more than Rs. 10 Lakhs (the figure […]
Mutual funds may soon be available to the end customer directly. When you go direct, you avoid the sales costs….that is all. You still pay asset management charges – and as of now we have no clue how much. So lets do a look see….. The other costs remain the same….now let us see […]
“But Subra Sir I do not want to put my money in Mutual Funds’ Er, Why May I ask? Sir Mutual funds are subject to market risks…..don’t you see the ads? Well: What about bank fixed deposits? No, no, Sir just tell me ‘are MFs subject to market risks… Well, yes, but No Sir. I […]
So are you one of those new investors, wary of the fluctuations and unpredictability of the stock markets, considering the Mutual Fund (MF) route? MFs are no doubt a better option for new and risk-averse investors, who are not well-versed with the functioning of the stock markets. As most of us may be aware, […]
I am not even getting into ‘Ulip vs Mutual funds’ – the experts know it, right? I am trying to see what are the mistakes they make when they buy Unit linked Insurance plans. This is not an exhaustive list, it is just on the basis of interactions that i have had with my readers […]