Many people ask me this question. Subra why should we invest in equities and equity funds only? My logic is simple. You save in post office instruments, bank fixed deposits, etc. You invest in asset classes which fluctuate in annual returns. So when you put money in equities, gold or Real Estate you are investing. […]
This question can come up at any stage in your life. For some people it comes up while in college itself, and for some it comes up when they are 2 years away from retirement. If you are a young fresh employee or are married and hoping to buy a new house, this is […]
I could have also called this ‘Mutual Fund and the Common Man’. This is a blog that is being written as a genuine feedback from IFAs and customers. 1. A good fund manager is a must: Only because a fund house has a good fund manager are clients coming to them. 2. However, having a […]
It is quite surprising as to why India does not have Target Date Funds. Of course it is a great opportunity for the Financial Planner to use ‘Family Solutions’ kind of a plan of Franklin Templeton to create ‘Target Date solutions’ and plug in the loophole. What are Target Date funds? If a person wants […]
If you are an investment adviser do you ask your clients the following questions. Conversely, if you are a client does your financial adviser have the guts to ask you the following questions? These questions would show how deep your relationship is… 1. When it comes to money what concerns you? And why? 2. Do […]
Many people have asked me this question: Should we invest direct or through an advisor? Like every economist or a CA I will also start by saying – ‘there is no yes or no’ kind of an answer. It depends on the following: – were you investing in 1999, 2000, 2008, 2010…..? then you […]
If in the course of your life you have been an investor, sub-broker, broker, teacher, auditor of mutual funds, trainer, content provider – you realize that you have certain advantages. In some of these positions you meet the MF industry as a boss and sometimes you meet them like a servant. Mostly it is the […]