Whenever I meet clients who are new to investing I can make out who has been their adviser for their earlier investments. It could be a cousin, neighbor, or a banker. They leave a lot of trail. The greatest thing that they do is emphasize on recent history. Though we all know that today was […]
This article appeared in the December issue of Money Today…. ON THE FUND HUNT P.V. SUBRAMANYAM, Financial Trainer If past records were enough to predict the future, the result of every match would be known even before it started. Similarly, if the past performance of mutual funds was the only barometer, no fund investor would […]
This is of course an old article inspired by Mr. Buffet’s thinking – or Mr. Graham’s thinking, language and concept of Mr. Market. It appeared in Moneycontrol long back….however things have not changed much. Mr. Market: Good trader but a terrible investor. When you push that ‘Place Order’ button or get that confirmation in the […]
this article by Suraj of moneycontrol.com first appeared on ibnlive.com – i have reproduced it here as it contains my quote and reasonably explains what is an etf. So here it is as a part of my tutorial… Hovering at around 9,000 levels, the Sensex has shed more than 50 per cent of its value, […]
If you have wondered what makes mutual funds less risky than direct investing is the fact that a fund manager has to construct a portfolio. However, the fund manager should not get carried away and put too much money into one company..or cause such harm. So the law has put some restrictions as follows: Minimum […]
For many investors “mutual fund form” means one single page that your Relationship Manager / IFA thrusts in front of you while you invest, correct? That is not so. A mutual fund form means a 30 page document – called “Key Information Memorandum” – this itself is an abridged version of the “Offer Document”. Of […]
Thanks to the fact that I do a lot of training, I do meet a lot of people. Right from the lowest end sales person (who could be a banker or an IFA) to the fund manager. In my personal finance class I meet a greater variety of people – from simple students to retired […]