There are many things that an IFA has to be doing, and many things that he should not be doing…lets look at the things that he must be doing. For Financial success in life a person needs to do a few things right. First of all he has to have capital to invest – either […]

I address doctors about managing their finances. No, I do not talk about the business finance for doctors (hell, nobody has asked me to), but it is personal finance. However, privately many of them have told me that they are always approached for free advice. I guess if you are a specialist you are lucky, […]

“The figures don’t lie”, however ‘liars figure’ a way of telling the story. This is a saying I have often uttered over my career – a career spanning investing, brokerage, advisory, and of course audit, law and equity research.  An occupational hazard of a career in the personal finance industry – in training and blogging […]

I have a choice of paying: a) zero brokerage    b) opening an account with zerodha or c) pay about 1.5% brokerage to be with a broker-adviser The offer of zero of course comes from friends and from brokerage houses which will want a full visibility of all my transactions so that they can copy […]

I have been asked this question many times – should I Index my money or should I look for good fund managers. The caveats first – I am a horrible person to follow. I have been an equity broker, an equity researcher (I used to sell equity research reports), I used to write for magazines […]

At the beginning of your career you tend to be a little scared of failure. So there is a tendency to grab every client who comes your way..so in about 10-12 years time you have a large range of clients – different professions, different geographies, different personalities…It is time to now make a ‘list of […]