If you are a demat account holder with CDSL you now get an excellent service – free access to your demat account where you can check your statement, transaction, etc. Should the login be given and the client asked to generate his own password – name+ dob+ four digits of the account number …or something […]

Read More →

I could not believe my eyes when I saw this headline! Once upon a time when Chartered Accountants were judged by their reputation, things were different I guess. PwC when it pitches for business now must be saying..’See we are such a big firm, a few frauds do not matter’. However long ago when I […]

Read More →

http://www.subramoney.com/personal-financial-planning-workshop/ Yesterday a friend pointed out an interview of Mr. Azim Premji in Economic Times. One quote was: “Subhiksha was unfortunate. I think it is a retail equivalent of Satyam. I think the media has completely ignored it, its a very interesting minefield for you. It is an out and out fraud, there is no […]

Read More →

Indian market today is a very difficult market to please. Is the end client really difficult to please, I am not sure but the distributor is very difficult to please. And the last mile connect is the real tough nut to crack. Whether it is your cable television provider deciding not to give you UTVi […]

Read More →

A group of ‘friends’ put up a stall in a ‘fair’. One game that belonged to me was  the main attraction. Many people came to our stall…and did a lot of things. 3 older ‘neighbors’ split the money among themselves. All of us in smaller classes – below class VI – were left sucking our […]

Read More →

Yesterday I met a pharma distributor. He is really huge – and controls a full state. Just to hide his identity will not reveal which state. He was talking about retail margins in the pharma industry. First of all the ‘billing’ price is far, far below the MRP (which incidentally in India is a fraud). […]

Read More →