I had done a post on manufacturing demand…..all industries follow the same process…see how it works.. 1. Create a scare: MF Industry: Mr. Subra i hope you invest in mutual funds…. Subra: No..i invest in direct equities.. MF: But sir Direct equities is risky, is it not? Subra: hmm…welll…er…it has worked for me… MFI: […]
“I wish my father had left me a house and a nice portfolio…I would have pursued my passion” “With 2 kids and a non earning wife I have to pay all the EMIs…how can I hope to leave?” ‘Yes, sure I want to do my own business but I am afraid to leave my job’ […]
When Mr S B called me and said ‘Subra I want to meet you….I said yes’ I said fine, but however I want you to come with the following: His portfolio (in www.myiris.com, or www.valueresearchonline.com or www.moneycontrol.com) and a one pager on EACH investment…containing the following: Name of the instrument: Premium / installment date of […]
Ok you are too lazy to make a financial plan yourself, right? I will be more charitable – you are very busy and your wife reads my blog. She has been bugging you and saying ‘Wake up, make a plan….’ so at last you have found a financial planner. What will you ask him? Here […]
I liked this letter from an IFA to his client, which he was willing to share with me: Dear Sir, I am happy to be of service to you, and here is a small introduction to my services. I am thankful to Mr. Ravi for referring your business to me. This business, like your legal […]
Almost every second ad today urges you to trade. Equities, Debt, Money Market, Forex, Commodities, why even Real Estate flipping! Fairly obvious to these invites there are risks involved – and obviously only jokers like me look at risk! Here are a few things that your broker forgot to tell you: 1. Leverage is […]
People end up asking me some very basic debt market questions too…so here is an attempt to help them…if they do not know the basics Continuing the debt class, have you ever wondered what assets can you invest in to meet your debt requirement? Well there are many – and most of them you know […]