The ruling elite need a constant supply of clerks for offices and sepoys for the army. So the Englishman designed our education system and it still works perfectly for the UPA and the BJP. Most of us in the middle class cannot really break away from the school education and do something different, can we? […]
I see the typical 23-29 year old investors EVERYDAY. I see them earn money, spend money, save, grow, look for jobs, talk about money…..etc. I can claim to have a good overview of what they do and I have a wish list of what I think they should do. Here is my list of their […]
What are primary and secondary markets? When a fresh set of shares ARE CREATED – that means a new set of distinctive numbers of shares are created – it is called a Primary market offering. Prospectus is issued, application forms are printed and the public is asked to subscribe to the shares being offered. […]
People have been asking me to write about Equity Research…and I cannot even make a list of topics in Equity Research, because it is too damn vast. So let me try to say what are risks that a common man / lay investor should avoid. This is the first among them…. IPOs are priced in […]
What is an IPO? IPO stands for Initial Public Offer. When a public limited company needs money for its own expansion or its shareholders require a market or liquidity for the shares that it holds, the company makes an offer to the public to invest in its shares or debentures. Such an offer is called […]
I am not sure whether the Internet and especially Google have done harm or good for the investing community. I see a bunch of self styled (or even qualified with great sounding and little meaning degrees) take some anecdotal examples and write about personal finance. I daresay that personal finance, portfolio management, investing are the […]
Just because one is angry with an insurance company, one cannot decide to live without insurance. Not just life – health, car, event…….it is an essential tool of business. Here are some reasons why you need insurance. Insurance – Life or General is largely about answering some questions like “What if….goes wrong”? The fundamental […]