This may sound very simple, but then simple things which we think are common sense need to be told…right? So what are the 4 crucial factors that determine your retirement corpus amount? Well if you do not know, here are the 4 factors: 1. How much you invest: Many people think that they know […]
I have done a lot of articles on valuation in the past – and let me repeat, I am a old fashioned investor. I believe that I buy a share so that I can get CASH much more than what I outlay. I prefer seeing more cash up front (dividends) and not have to rely […]
No people do not ask me this question, they tell me. “I am sure you will agree…during such times one should sit on cash”. I almost wince. I do know that oil is floundering, the US $ is rising. Yes there will be a Greek vote, yes the Euro is clueless. Japanese currency’s strength is […]
The Government of India’s cheapest source of funds is of course by cheating the Indian saver. Pay him BELOW the current inflation rate, and all the money will belong to you….. However that alone is not enough, so you sell shares of Coal India. I hold a couple of ‘000 shares of Coal India. Can […]
What are the signals of knowing an adviser is good or bad? Sadly even though one can write many points to know who is a good adviser…the need is for spotting the WRONG guy which is more important! If he says the following things, keep your antenna up and please pick up the signals: 1. […]
So when you are worried about the ‘growth’ shares you should invest in dividend oriented shares or in dividend yield funds. Right? Wrong, well at least partially wrong. If you think you will get rid of your bank fixed deposit yielding 9%p.a. and invest in an equity share that yields 6% p.a. (and hoping […]
If you have a lot of money and can afford many things, life is great – Economics. If you have a lot of choice, it adds stress – Psychology. Walk into a typical wedding I attend, the range of food that is available normally numbs me. One of the weddings had a FULL range […]