The problem with personal finance is there is nothing new happening that is worth writing about! If I do not write about an IPO, a NFO, some new insurance plan launched,…or ‘tips’ on what to buy TODAY!  ,….or these kind of articles, really there is nothing to write. Also I am an old fashioned guy […]

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Being a trainer has its advantages – and it has its disadvantages too! The advantage is I have a ring view of the industry – and have shared it with many of my students. The disadvantage is one tends to get critical or some times hypercritical of events in the financial services industry. If you […]

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Though I do not claim to help in reducing investor ignorance or awakening the investor…somewhere I guess it must be happening. Other blog writers like Ranjan Verma, Deepak Shenoy, and Manish Chauhan are all people with whom I have had conversations from time to time, and frankly there seems to be no ‘business model’ in […]

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I met somebody a few days back and he asked me the following questions: Why do you write a blog? What is the goal? What is India’s biggest financial planning issue? What are you doing to help the spread of financial literacy? I liked the questions, but he must have felt that my answers were […]

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There have been some emails and questions that people ask. Since many people ask me similar or same questions, I thought a post would be appropriate: 1. Why do you not do a review of the personal finance programs that appear on television? Answer: Am incompetent to do so. I have no clue what is […]

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Recently a friend of long standing (2nd standard if I am not wrong) commented that my column should be a part of a newspaper and titled ‘Malice towards one and all…” a column which only people born in the 1960s would remember I guess. When ITC (cancer), McDonalds (BP) and Pepsi foods (Diabetes) talk about […]

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Now that there are more than 1100 readers on my blog regularly…the Google data analysis makes interesting reading. What i find amazing is the fact that people from 208 cities monitored by Google come to the site. Even assuming 10-12 of bounce back, it still means close to 200 cities have people who know about […]

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