Many marital fights are because of one person trying to change the other. It takes about 20 married years to realize that it is not worth the effort. Learn to live with the other person’s style – after all he/ she is doing it. In case of Money Management, these are purely my observation, tell […]

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This is for all the kids I know. Some of them are smart, some very smart. However money management is not a part of their curriculum (really sad)…so here are some tips. You can use it or discard it….just my views: 1. Decide only on the big things together: The Rs. 800 T shirt which […]

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  One of the girls who read my book….has sent this note….I have masked her name….obviously do not want her name to show up in a Google search!! Name:  hidden           Age: 23 (born 1987)         Profession: Service / Banker 1. At what age do you plan to retire? Have you started saving for retirement? I plan […]

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So many kids – aged 23-26 today have a serious problem on their hands – they have a degree which is not bankable, they have a loan taken to get that degree, and they have no place to stay in a Metro! Vow! Welcome to the American lifestyle. Kids who have left their houses to […]

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This is a sequel to the story of a girl who said ‘If I have 10 crores I will be rich’ story. This is a girl who got featured in Lokmat (Marathi newspaper) in a translated story. Here is the sequel. I had asked what could go wrong in the whole process. Well the following […]

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this is reposted because i have written a sequel to this…and that will appear in a couple of days… When a young enthusiastic kid (she reads the blog and finds it embarrassing if her name is used!)  came up to me and said ‘Sir, if I have Rs. 10 crores in my life, I will […]

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At my age I should be on the side of the parents of 24 year olds – but funnily I am finding it difficult in many cases. This is perhaps because many parents are like Hiranyakashipu (please read Dasavatharam). Hiranyakashipu was a demon who had so much ego that he wanted to be God. People […]

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