It is customary for personal finance advisers to harp on an early start. Let us say you are a little late bloomer and you started late. Or you are about to start, do not kill yourself with guilt. Maybe you have/had parents to support. Maybe you spent your money on your siblings. Maybe …there could […]

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I do not mean the mega rich of the country, I have no clue how a Azim Premji or a Mukesh Ambani talk about money to their families. I am talking of people much lower in the order..but would be worth a few MILLION US $. So let me call them $ millionaires. Money problems […]

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For most Subramoney readers this title should not come as a surprise. I have been an advocate of start early, keep increasing and get equity oriented in your investing…so this is a good question to ask. In a perfect world a fee only financial planner should be able to tell you how much you would […]

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  You wish to create a big corpus over a long period of time. You know that serious wealth creation is a multi decade, multi generational goal. So what are the very important steps that are needed to achieve that wealth creation goal? Let me tell you some of the very important ones: Learn and […]

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This is the week leading to Children’s Day, and I have been wondering what parents can do to make children learn about money. There is no good program for children and I honestly do not know what content to serve them..so here is one post..give me feedback..and I will try to do some more stuff […]

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When I meet somebody for the first time, they are normally pure savers. In fact I would put all the people in 3 categories: Savers Savers who invest also Those who do nothing. I think we are all told that we should save money, we are encouraged to put some money in a piggy bank. […]

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I can assure you life as an equity analyst is not easy. It was not easy in the 1980s when I was starting life and it is not easy now. The kind of expectation that we put on an analyst to give a call is not funny. I am talking of both the sell side […]

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