Which is the worst investment advice that you have ever received? Back in my 20s – when I did not know that I knew nothing about investing (trading I still do not know) I had clients who would seek my advice. Now this advice is kinda addicting. When people ask you give some advice and […]

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I interact with a lot of youngsters. I mean from age 21 (fresh graduates), 23 (fresh MBAs) up to the age of 30- and a few who are older too. I would have said Young, Fabulous and Broke – but Susie Orman uses it regularly on her show! I do not think there is a […]

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This is a sequel to the story of a girl who said ‘If I have 10 crores I will be rich’ story. This is a girl who got featured in Lokmat (Marathi newspaper) in a translated story. Here is the sequel. I had asked what could go wrong in the whole process. Well the following […]

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this is reposted because i have written a sequel to this…and that will appear in a couple of days… When a young enthusiastic kid (she reads the blog and finds it embarrassing if her name is used!)  came up to me and said ‘Sir, if I have Rs. 10 crores in my life, I will […]

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Relationship managers never had it so bad! Whatever they do, the client is not happy…and keeps threatening to walk away! Relationship managers have a lot of work to do – and one important job is sales. When they sell…they sell. So they have targets, they must keep talking…and life is really tough.. One important thing […]

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Not sure about how many readers will agree with this…but this is my view. There are many problems in India, and surely many, many financial problems…….however I think these are the 3 major problems: a. People underestimating retirement requirements: Many 45 year old people whom I meet underestimate their pension requirement. Not just underestimate, but […]

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However is a good list of resolutions that you can make – it is really useful if you made it already, just reiterate it, and follow it! So here it goes 1.    I will write down my financial goals – NOW, IMMEDIATELY. 2. I will convert a big portion of my savings into investments – […]

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