There are many reasons why a person should not (need not, will not…whatever) buy life insurance at all: (please note this is written tongue in cheek and some naive readers should not take it seriously) This is just to take a dig at the excuses that people give…   Life insurance is one of those […]

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  this post is partially repeated…it had appeared a couple of years ago in this very blog… I am sure all of you know the cap seller and the monkey story. So why am I telling you the same story again? No this is not the same story, it has a twist. A cap-seller was […]

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Hi kids of the graduating batch of 2013! There are certain things that I ‘forgot’ to tell you in 2011. It is also called ‘suppresso veri’ – well it is a legal language to mean ‘hiding of the truth’ but my job did not allow me to tell you the following. The following is also […]

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Ok not exactly poor, but you are 30 years old, married to a 28 year old earning well but BROKE. Poor maybe too harsh – but if all you have to show for 6 years of working is say Rs. 10 lakhs in the bank, well you are almost there. Your story? Let me tell […]

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The problem with simple steps is most people do not believe it. I remember that sometime in 1999-2000 in  class somebody asked me ‘give me some simple steps to great wealth’. I said : You mean? He said: suggest 3 shares which will make me good gains over the next 10-15 years. I said: If […]

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Many kids in their 20s are serious about their career. Sadly many, many more are not. The reasons for this are not far to seek. Many of them have been told that it is all right to keep wondering what to do in your 20s. Not true at all. I know of one boy who […]

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‘How come you are so thin….and maintain yourself like that?’ -is a question that all slim / well maintained people (especially girls) are asked regularly. One question which they LOVE to ask BACK is ‘How come you are so obese’ – however that is considered impolite I guess? Let us look at what people do: […]

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