Nice to see many many many articles, blogs, even legislation which are meant to ‘help’ the uninformed, poor investor. Let us look at the assumption of what these intellectuals and bureaucrats think about the behavior of the end investor: 1. The investor is rational: Fair assumption based on the Economics that they have been taught […]

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  On the basis of some of the requests and comments, here are some of the examples that I see on a regular basis. These are not by themselves wrong, but in a combination of events, keeps a person poor: a. Refusing to use public transport: Public transport is not the best way to travel […]

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I had posted a few reasons why you were earning well but were not getting rich..here are some more reasons: 1. Your vehicle is your passion: For you the vehicle is not just a means of transport, but a status symbol. Something that should turn heads, and hot pants. So you borrow money, buy a […]

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A couple of days ago I did a post saying ‘Earning well but poor part 1’, now here is a sequel… 6. You rely on others to take care of your money: A classmate who is a relationship manager in a bank, or a friendly uncle, or …..hardly matters who. It is nice to say […]

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I am a Lance Armstrong fan. Sorry make it I WAS a Lance Armstrong fan. Let us be clear. He is a cheat, who came clean only after he was caught. He can no longer be virtuous and keep saying ‘they are troubling me’. Think of the trauma that his competitors went through….really sad for […]

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Do you lend money to friends? How do you react when a friend asks for money? Thanks to banks giving loans literally for everything – personal loans, car loans, home loans, these days the number of people asking for loans has gone down. However at one strata of society it is possible that people come […]

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Subra, can you please tell me: How much should i do an SIP for? How much insurance do I need? How much do I need for retirement…? Hey, each person needs according to his needs and requirement. Yesterday I told a guy…’Sorry but Rs. 15 crores is NOT sufficient for you to retire on’. This […]

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