There are no hard and fast rules in the world. None. Sachin Tendulkar did not copy Vivian Richards. Nor did he copy Don Bradman. So there are no ‘success rules’ that work for everybody. Start early – is a good rule, but Kentucky Fried Chicken was started by a man in his 60s, right? what […]

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A very good question which some of the more articulate kids ask me. A fair question too. Your father is a very successful professional, your mother is in a senior position with an MNC. Your wife’s parents have a business background and are very successful in a well established business. Should you save 50% of […]

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  As a financial planner I do spend a lot of time with 16 year olds working in call centers, media companies, banks and so on. When I am with them and discussing their problems, the one question that often comes to my mind is, “If these guys cannot make their monthly salary stretch one […]

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Not sure why the number 10.  Actually these are poor habits that keep you from getting rich. These are spending sins that I plan to cover here – will cover the saving / investing ones separately. So here we go: 1. Using credit cards or debit cards: the card has become such an important part […]

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Some of the kids I know are going to HATE me for this article…sorry guys n gals but you have really inspired me to write this. Honestly this is dedicated to you. Here it goes! 1. Your cheques bounce: Oh not regularly but 4 times in a year. This could be because your salary came […]

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There are many people who ask me “is this a good time to be investing”. I counter this by saying “Anytime is a good time to start a SIP”. Let us see what happens to people who want to pick up stocks / shares and keep it for a long time. Should long term investors […]

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Generally as Indians we love complicated things..but this blog is about simplifying, so here are some simple steps to getting wealthy: 1. Understand that small amounts make a difference: whether you are 22 or 55 understand that the best time to start is NOW. Even if you can invest only a small amount, START, NOW. […]

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