This one is completely original. It means it comes from my own observation, talks, reading etc. Writing books on retirement, or goal based investing is easy. The challenge is to see what really makes people happy. Even more important is that just in case people KNOW what it takes to be happy do they go […]
In 1993/4 when mutual funds were being launched in India, I admit that I did not understand the ‘trail commission’ at all. I saw the charges in the USA and wondered how would a unit holder ever make money. The SALES LOAD – the one time charge for investing (believe me even for reinvesting dividends) […]
When I had met P (the person who wrote the post) I had no clue that he would become a raving fan of mine. Feels good, but let me tell you how the process happened. Here, was P, a typical 32 year old..with a 8 year old kid and doing his family business. He was […]
It is fairly obviously that in the course of creating wealth for people..I enjoy asking them…why they think they a) are poor or b) not so rich and the answers that I receive are amazing: My employer pays too less: Most people with a job are very clear that they are poorly paid. Most of […]
Wow! PV Sindhu won the Olympic Silver. At that point in time it was clear that point in time PVS was one of the best badminton players in the world, if not THE BEST. Can you or your child win an Olympic Medal? Can you conquer the Everest Mountain? Can you run the Full Marathon […]
Doing financial planning as a lecture is very useful. I force people to get their own perspective to planning. My sessions are more questions. The participants have to find the answers. Except for things like – write down all your investments, make a will,….etc. there is no force or push..it is just probe. Clearly most […]
Assuming you have a wife who ….does the cooking, cleaning, banking, looking after your parents, your kids, etc. She chases the carpenter, plumber, security guy, pays the bills (online, fine), does the PR, calls your friends on their birthdays and anniversaries, …. She reads up on investments, pays the premia, pushes you for your annual […]