https://www.youtube.com/channel/UCoGCxmDfwx7kD4b7F2PVsQA For those who did not notice, I now have a YT channel – and the link is provided here. I hope to be different from the very many channels that are around – and that could mean I could be boring! I will be writing about Investment philosophy, Investment diary, Improving as an Investor, […]

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Sorry for using Covid-19 – yes of course it is a click bait. I was going through many articles, vlogs, etc. saying “learning from Covid-19” and found the same… You need term insurance – now that’s amusing. You need medical insurance Even if your company gives you medical insurance, you should have your own … […]

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What is Aham Brahmasmi doing in a personal finance blog? Good question.. So first here is a small intro to what is Aham Brahmasmi (on YouTube you will get far better explanations than what I could put together).. Aham Brahmasmi is an ancient (Sanskrit), translating to: “I am Brahman”. It means that the Self – […]

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are you rich or wealthy? Rich means you have a lot of money….see the video.. Wealthy means you have a lot of time -! You have mastered the cashflow and now the cashflow protects you. Wait a minute, You are rich, but ARE YOU WEALTHY?

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Most of us do not like record keeping…but hey as a businessman RECORD KEEPING is one of the most important function of your life.. http://www.subramoney.com/2017/11/doctors-and-record-keeping/ and this is what I wanted all along… https://www.youtube.com/watch?v=2XbJAMMJ8Yo  

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Well a fundamental reason for richness is “are you able to leverage”. Take the case of a school teacher (or a doctor). The school teacher or the doctor do a far greater service for humanity than cricketers – so how come they are paid so less? Well doctors and teachers cannot leverage. We can reach […]

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The Indian constitution may as well have started like this! What a sense of “entitlement” I see among my friends. I find it stunning and REPULSIVE. SICKENING. We should be happy that out Prime Minister (it does not matter that you are a leftist sickular) – this is the PM we voted for collectively, so […]

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