When a client asks an IFA “till what age should I take a term insurance for” the IFA has to have the brains to rephrase the question. The correct question is “what happens if I die before my goals are met” -this is what the client is actually asking. The correct answer is “till you […]

I can claim to have one advantage which many of you do not have. I have been talking to people through seminars, vlogs and I have been writing blogs – and I do get a feeling that we are ALL taking this virus too lightly. I guess it is the “over-confidence” bias or “anyway I […]

In tamil.. https://www.youtube.com/watch?v=YfBzvT-l0oE   In Gujarati… https://www.youtube.com/watch?v=Mos5_oD6bIQ In Hindi https://www.youtube.com/watch?v=grgOifg3tY8          

FT has announced that 6 of its schemes will be wound up, and the process has started. As expected a few brilliant minds in Delhi have gone to court saying “this should be stayed”. Amazingly stupid move, but I hope our judges throw the petition out. Any action (other than throwing out the petition) will […]

Those who criticize Nirmala Sitaraman are people who have a) never done any business on their own and b) have never done any forecasting successfully – includes research So start at the very beginning. There will be a lot of comorbidity. A 55 year old who was wondering what to do with his business will […]

https://www.youtube.com/watch?v=0pLXi5ilV7U   another wealth YouTube video… https://www.youtube.com/watch?v=SUROv2Ta0XQ    

Dialog between a Financial Advisor and his client who is likely to be handed a salary cut because of Covid-19. The client is 43 years of age and just about 4 years ago he started investing in a Retirement Plan and has accumulated Rs. 5L in that. Now with the Covid-19 virus striking his job […]