If you do not know what you will do when you retire, please find what to do. Retiring without knowing what to do can dull your brain.

Women do various activities – the head of Gynaec in a leading hospital is also a runner, a great cook, and keeps studying something or the other. If she were to retire, she would still be busy, so she can AFFORD to retire. I mean her brain, mind and body will be kept active.

Now, if you are a typical banker or a fund manager who works 10 hours a day, and say 55 hours a week, find some activity that will keep you busy for at least 30 hours a week. Like a leading fund manager told me “I have to keep my job Subra, I get up at 4am and can’t sleep before 11pm. Such a person should not retire, UNLESS he has a hobby which is going to keep him away from pestering his wife!

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