What is the cost of Term life insurance?

What age? say age 33

How much sum assured? Rs. 1 crore.

How many years? 22 years.

Sir what is the Value of the insurance.

Ha. Now I do not know how to answer this. I know how much it costs, but its value is known ONLY to 2 people:

• those who lost a father (presumably primary provider) – a) parent had life insurance and
•  b) parent did not have life insurance.

For a family that had life insurance, it would have been mentally and physically painful to lose a parent, but they would have been fine financially.

However for those who lost a parent and did not have any life insurance…well that is a long story…

if u have stories..of either kind please share…