The book gives a good insight into “money” part of our life. we earn and we spend and we save/invest as well. of late, spending habits in India has changed significantly and people do not think twice before spending. I find this true , especially, for the current generation who are in their twenties and do not take savings seriously.

The book starts with a little bit of calculations from you and author wants you to check where you stand financially and then slowly and slowly exhorts you to identify the points in you life which are hurting you financially and tries to convert you to become , if you are already not, a habitual money saver. He also pushes you to identify your unnecessary spendings through maintaining the account of your spending or rejecting the new products that you do not need and so on. I found the explanation in the book simple enough to understand. the author also talks about the mutual funds , insurances and how to build a good portfolio. The author has also listed some calculators at goalbasedinvesting. in which can be used to calculate how much you need to save for various goals you may have in life. This is a very good book to understand the basics of investment and talks about various tools available in the market to do it. (Jitendra).