What to write on this blog…
I started out in 2007/8 writing this blog. It has been more challenging than publishing a book(s). Now after about 4000 odd articles I realize that I have written about everything that I know (or I think I know). Frankly there is nothing NEW that I can write, I can only hash and rehash.
People do not go and read my articles of 2008, so I can repost or rehash.
After that what? and i refuse to bite the porn bit of saying “Best 10 funds in India now” or stuff like that.
I refuse to do product reviews or even fund manager reviews or fund manager interviews.
I know good fund managers under management pressure to buy shit.
I know good fund houses with corrupt fund managers.
I just do not have enough energy to pursue such stories. Just do not care. I invest in 3 fund houses, now planning to add a fourth one, but not keen on saying which fund house – at least till 2017. Only after I have moved MY OWN money and experimenting.
I am a direct equity guy – because I know my temperament. I need to know a human being well if I have to recommend an equity portfolio. I am too choosy and picky, so dare not do it as a profession. At least not once again. I did it from 1988 to 2001 – that is long enough.
I still do a lot of training – happy to increase the quantum of course – and also have a lot of time to write. Training and meeting people to get their portfolios right is a great amount of stuff to write about. So I have more psychological stuff, and all my analytical stuff is outsourced. So you will find very little mathematical stuff – like Deepak Shenoy’s blog or Pattu’s blog. Yes I write more theory and theory contradictions (which i see).
Seriously running out of topics. help!!
vignesh
Equity investing , detailed book reviews , same case study on asset allocation for diff age groups , various common mistakes done by investors ( have already written a lot ), abt optimising tax, about life, your outlook on things at 20, 30, 40, and now. Like this whatever u write I will read. Frugal living
May I know why u disabled the option of reading daily post from my mail box. Now I got to come to your website and read. Still I will read.
Keep writing subra. All the best.
vaidoorya
Hi Sir,
Please write about How can we analyse good companies/business for Equity investment. Not sure if it has been already covered. Maybe case studies from your experience.
lakshminarasimman
sir you are one of the people who opened my eyes regarding retirement
whatever you have achieved so far itself is very great. no wonder you feel like retiring!!!!
i am more interested reading about retirement homes, living alone how to ensure my wife manage portfolio well after my death etc
Nazir
1. Family mindset regarding early retairment Or even the actual retirement:
Whenever I work from home My whole family thinks that I’m free. I had a hard time telling that I had really to work from home. What would be the case of early retirement?
a. My family can think that Now we are free we can go and visit relatives whenever we want.
b. Family and Extended family can think that We have enough money So It can be lent for starting new business and for any other expenses… You have money and that is the reason you are retired you know…?
Frankly I don’t know what do i do in case of retirement, I have few hobbies and bunch of things to do after retirement, But often most of them clash with the family’s Interest.
Can you sense the issues and try to give some of your own versions of Solutions?
2. People may not be career driven if they are passionate about early retirement passion. I mean people who tend to have home loan + vehicle loan and home extension loan something like that they always hover around 60% of take home salary as loan tend to be more cautious (There is one more term for this – pressure) about career growth often those continuous life style bringup can make them career oriented.
3. People who leverage a lot tend to have less money to use. SO they often don’t any request from relatives / friends etc seeking money for any other reason. You try for early retirement and everybody knows where to ask money for whatever reason they have. That is a problem. what are the solutions. You can hide to some extent bit if you are interested in travel etc… you can’t hide.
4. How to work with your family nagging to buy house, big car and negotiate to buy what we need?
Frankly more than your posts related to personal finance, I like the way you explain the risks. There are lot of risks I can see and visualize…. There will be lot more, I am just 30.
umang
1. Tell us how did you cope with the market crashes in the past
2. You tryst with the broker who defrauded you
3. Property investing (why you hate that so much)
4. Isurance medical/critical care/cancer care
5. NPA, debt issues at PSU banks
6. Something about enterpreneurship
7. Why health is as important as wealt (bad health can erode your wealth rapidly)
8. Mistakes HNI makes in their life (which lead to bad future for their kids)
9. Mistakes you have committed (I thing you must have wrote on this)
10. Something about forced retirements, specially in the IT/outsourcing sector, as in how such people can restart their career and finances.
Sudhindra
One of the topics that interests me and the average investor who has not yet knocked on the equity door is understanding the fundamentals of scrips and making the right choices.
The market (as you rightly identified in one of your recent posts) is flooded with advice – advice from fund houses, bankers, brokers, portals and my dog.
How about teaching us some basics of Technical Analysis or Fundamental Analysis or a mix of both .. whichever school you subscribe to?
raju
lessons from economical history of stock exchange/investing and philosophy take or financial discipline from mythology to inspire our generations..
IamNoSpecial
Could you also conduct another round of training (in Mumbai) which could be logical second part of your earlier one?
You choose what you want to include in it. We derive pleasure by listening to you, applying it in our daily lives and prospering.
Mahesh B.
Dear Sir,
Don’t stop the good work.
I know it’s very difficult for you to find the topics with limited options you have with the set of rules you set upon yourself.
Once again. Keep reiterating and adding new views to the exiting ones, they set me on right path, maybe it’ll set someone else too.
Good luck.
VS
Hi sir, your blog is the first website I open every morning before I do anything else on the internet. It has been so for the past year or so.
Even though I enjoy reading your blog every day I perfectly understand that it doesn’t have to be that way. What I am saying is you could reduce the frequency of your posts and write something only if you want to or have anything to say. We would still love to come back whenever you post whether it’s once a week, fortnight or even once a month.
Meanwhile newbies like me can use the time to read every article right from the very first post……:-)
Tarun
Could you write something on how to transfer assets to children – wills versus gifts during lifetime versus just dying and letting the kids figure out how to handle it after one is dead. On the other side how to manage retired parents finances especially during very old age say 80+.
Nikhil
Real life experiences, If it is related to finance or not but they must be worth to read.
Sometimes you share a article from other website with your views, even you can share articles of that kind once in a while.
There are tags to articles but even in between them filtering/organizing old articles, will be helpful for new users on this blog.
Deepak
Subra Sir,
Ever 4-5yrs there will be new gen of people stepping into first job, first marriage,…first… You need to keep reinventing stuff like Karan Johar.
One thing I miss is the number of mythology / fables fin blogs… I have read all of them multiple times … I think best was kacha Devyani story.
I think you have barely skimmed the surface in this area.
Also you could blog on when you would do a full-m ? And draw parallels to that big upgrade in financial life. Why everybody can’t or how they fall short of years of efforts….
… So much more to come from you Sir.
Deepak
Corrected email ?
Deepak
Subra Sir,
Every 4-5 years there will be new generation of first time job holders, first marriage, first …. and just like Karan Johar you need to re-invent the financial fundamentals to the new generation and show them its the same love that repeats.
I seriously think you have not blogged enough on the mythology/fables based financial stories. My fav being kacha devyani story. You definitely should do more.
Another topic you can blog about is when you plan to do a full-m ? And draw parallel life to financial journey and how/when that big upgrade from hall-m to full-m happens or why everybody cannot do that transition to full-m ? I think you could talk a lot of failure cases or how people overcame setbacks to reach the goals. We want to hear more of how people have recovered from financial setbacks … could be disease, geo-political events, currency-downgrade etc.
… so much more … looking forward to more and more enlightenment sir.
cheers,
Deepak
Chaitanya
Why not write about more middle class stories rather than writing about someone having 35 lacks or 1 crore salaries. Many have way below that earning level and as a teacher you can give more to these people on direct equities too. Why not more on valuations etc? There is much more to blog sir.
Ramesh
Subra Sir,
Please write some posts on investments for NRI’s
For example you dont recommend FD’s as the interest is low and attracts tax, But for NRI’s it may be good option as there is no tax on FD interest.
Chirag Janyani
Dear Sir, these days there is lot of buzz happening around the E-commerce companies. Can you please try to write on e commerce companies their valuation and their business model. E commerce companies are just raising funds like anything which i dont understand and i find it very complicated. Your inputs o this topic will be highly appreciated.
Awaiting for your post on E commerce.
Srivatsan
4000 articles eh!! I have been slipping up…got to read up on most of those now:)…Enjoy your writing style and matter of fact approach to investing….I will read whatever you dish out…cheers