One person named Nitin had written the following in the comments section of one of my posts. My comments are in block letters. Have not changed much – a little comma or a full stop perhaps, but the meaning is captured in full.

Nitin:

Well Investing for retirement you kill yourself everyday as it goes into the background everyday that someday you will be retired and needs this Much.
i have some points

1.  how can one guarantee that a company having solid dividend history will grow and not commit mistake , apple is paying dividend for the first time in history and Hcl may sell his business to lenovo and worse the new govt cancels the license of a Mobile operator and make stock at the same value 5 years before example airtel. One should not blindly invest if your future depends on it.

MY COUNTERPOINT:

WHAT IS THE TAKE AWAY FROM THIS POINT – I AM DYING TO KNOW. BTW Airtel was at 285…and moved to 324…during this period too. This was surely better than the sensex move.
2 remember “Bulls make money, bears make money, pigs get slaughtered”

MY VIEW:

MOTHERHOOD STATEMENT have used it in the past, WHAT TAKE AWAY?
3 a individual investor is up against the strong policy making and greedy FII and DII and they can make your stock crash like a star and in no time you can loose your faith and hard earned money in few seconds

MY TAKE:

‘GREEDY’…sorry if you are happy with a 8% return you will NOT BE READING THIS BLOG…so where does ‘reasonableness’ end and ‘greed’ start? What is this ‘strong policy making’ and can you give me ANY example of a share crashing in a few seconds and STAYING THERE PERMANENTLY if it is an A group share?
4 dont have too much expectations from your stocks they are not your family

MY TAKE: ….so?
5 remember money has a value and its value can become zero yes zero , i remember some stories in German hyper inflation where people carried money in wheelbarrows for buying stuffs dont depend on one asset class spread your wings you can fly ” if you need protein in diet you should not eat only chicken there are many food having protein open your eyes and look for options “

MY TAKE: ANY VEGETARIAN OPTION?