Many people tell me they want to build a risk free portfolio. I tell them I hope you understand what is risk. They say yes. Here, these are the words that they need to know:

Currency risk, inflation risk, systematic risk, principal risk, country risk, economic risk, mortgage risk, liquidity risk, volatility as risk, risk of losing ones main income stopping, market risk, opportunity risk, income risk, interest rate risk, regulator risk or governmental risk, prepayment risk, credit risk, unsystematic risk, call risk, business risk, counter party risk, purchasing power risk, and event risk…..

i Hope people know all these risks ….when they say ‘Risk free’. God Bless Them