I was talking to a friend in the US of A…he was amused by the statement of some of the “big” banks who said “we will recover our sub-prime losses by our fee-income in Asia”. Fee income in Asia – read India and China has to go up so many times :). Read an article on rediff.com about Citibank – and the things they did to the writer. When Citibank says it does not sleep, people do not realise it means it keeps you also awake!